What should I do if my claim is denied? There are many reasons your claim may have been denied Coding errors: If a provider bill for a treatment or procedure that can’t be linked to a particular diagnosis, it will be rejected Failure to get prior authorization: Some treatments require the provider to get authorization…
Step by Step Guide to Filing an Insurance Claim Claim Form Your insurance company will have a health insurance claim form on their website You will be able to submit it online or will have to print the claim and mail it On your form, you will need to include Insurance policy number Member number…
Step by Step Guide to Making a Doctor’s Appointment Know what plan you have If you have insurance, which is recommended, gather your insurance policy documents and insurance ID card Your insurance ID card states the name of the insurance plan, the insurance carrier, and your insurance ID number Verify your coverage You will call…
Step by Step Guide to Finding a Doctor Decide what you are looking for in a doctor Make a list of qualities that matter to you Do you want a male or female doctor? Do they need to speak my native language? Is this doctor associated with a specific hospital? After you make your list…
Finding A Doctor What type of doctors are there in America? The U.S has many different types of doctors who specialize in certain areas or who are overall physicians. In the U.S, there is a variety of doctors with women doctors, male doctors, and doctors of color. With such a range and large selection of…
How To Build Your Credit History Without a Credit Card Getting an American credit card can be difficult if you do not have immigration status, but you can build a credit history without using a credit card Step One: Get a secured credit card For a secured credit card, the issuer gives you a credit…
Steps to Take to Apply for a Credit Card in the United States Before attempting to get your first credit card, you must have a Social Security Number (SSN.) You cannot apply for a credit card without registering an SSN to your identity. If you cannot obtain a Social Security Number, you can apply for…
What is a credit card? Financial institutions issue small, rectangular, plastic cards, called credit cards. Credit cards allow you to use and spend funds that you do not have to pay until (usually) the end of each month. Banks will give customers a pre-approved limit, and users can use that card until they hit said…
Can I open a bank account as an undocumented immigrant or without having a permanent immigration status? Yes! Despite not having citizenship, a green card, or a social security number, you can open a bank account in the United States. Why should I open a bank account as an immigrant? By opening a…
Different Types of US Banks International Banks: These banks are large and well established, and include banks such as Citibank. These international banks tend to be more flexible with the documentation required to open an account. An international bank has the power to possibly offer you an international bank account in US dollars. This account…